Is the Gold level right for me?

Gold plans often have high monthly costs, but when you receive care, your costs will be lower. They are a good fit for people who are moderate or heavy users of health services. People who get care often may be interested in the Platinum level, which has even cheaper prices at the point of service. On the other hand, if you think you need less medical attention, Silver and Bronze plans usually have lower monthly costs but higher costs when you get care. 

Free preventive services in all Gold plans include annual checkups, certain screenings, immunizations, prenatal care, children’s vision care and preventive and diagnostic children’s dental care.